Factor4’s Gift Card Programs and Loyalty Programs are designed to generate revenue via our vertically integrated technology platform that makes processing gift card and loyalty transactions easy and profitable. Factor4’s programs are powered by our feature-rich API, RewardOS. Factor4’s gift card and loyalty apps are available in FirstData’s Clover ® App Market in the USA, UK & Ireland. We have a white label program enabling ISOs to have their own Clover apps. We boast integrations with top point-of-sale systems including Clover, Revel, Datacap, 3dcart, Click a Waiter, Positouch and iMobile3. Factor4 has free mobile apps enabling merchants to process gift and loyalty transactions via all Apple and Android devices. The apps can be white labeled for ISOs and merchants.